Residential Mortgages
At Direct 2 Lender Private Finance we have assisted many of our clients, their children, colleagues and friends to purchase their home.

A residential mortgage is a longer term loan which is taken out by one or more individuals to buy a home to live in. The property must be used as their main residence and not be rented out to tenants or used for commercial purposes.

Our clients will receive a fully advised and whole of market mortgage service from a qualified mortgage expert. The clients requirements and circumstances will be reviewed, the options researched and affordability assessed prior to a recommendation and a mortgage secured.

Examples of the type of residential mortgage we can arrange are as follows:

  • Mortgages for a purchase or a remortgage
  • Mortgages for first time buyers
  • Mortgages for home movers
  • Let to buy mortgages
  • Guarantor mortgages
  • Mortgages for expats & foreign nationals
  • Mortgages for High Net Worth individuals
  • Mortgages for clients with complicated income structures
  • Interest only & capital repayment mortgages
  • Shared ownership & Help to Buy mortgages
  • Mortgages for new build property
  • Mortgages for 2nd homes
  • Mortgages for holiday homes
  • Product transfers
  • Further advances
  • Mortgages where there is a gifted deposit
  • Mortgages where there is gifted equity
  • Mortgages where there is adverse or historical credit problems
  • Secured 2nd charge mortgages
  • Self-build mortgages

Residential mortgages are Regulated by the Financial Conduct Authority

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it